Research & Guidebooks

Seeking more information on topics we mention here or want to research specific products and trends in the market? We’re here for you, with a list of guidebooks that give it to you straight.

Are you saving enough as a millennial?

4 Out of 5 Millennials Aren't Saving Enough

Professionals suggest that Millennials put at least 15% toward 401(k). Scarborough Capital Management’s recent survey found that 4 out of 5 do not. Find out how you compare to other Americans and ways you can start small to reach your goals. Download all the survey findings at

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What to know about managing your 401k in 2018

401(k) Management - What to know when managing your 401(k)

For the majority of American workers, the 401(k) plan has become their single largest source of retirement savings. For people who do not have the time or the financial knowledge, properly managing their 401(k) can be a daunting task. Moreover, if you do not manage it properly, the 401(k) can become at best, a savings account and at worst, a high-risk gamble with your retirement money. While there is no step by step process for guaranteed financial success, following these best practices will put you in a better position to make the most out of your 401(k).

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Long term investing principles for doing the most with your money

7 Principles of Long-Term Investing

Over the years, we have observed the effects of fear, greed, lack of discipline, groupthink, and many other pitfalls that investors experience. Accordingly, we have compiled this list of seven principles of long-term investing. These principles are by no means exhaustive, nor will they guarantee investment success, but we hope that you will find them useful in helping you make investment decisions.

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Choosing the right financial advisors is one of the most important things you will do

Choosing A Financial Advisor

Choosing a financial advisor may be one of the most important financial decisions that you will ever make. The person you decide to work with will be in a position to influence critical investment and planning decisions, and the quality of his or her advice could heavily influence your long-term financial success. Whether you are preparing for retirement, planning an estate, selling a business or handling a wide range of complex financial matters, having the right advisor relationships in place is vital. Here are some areas you may want to consider before selecting a financial professional.

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Scarborough suggests level headed strategies for Volatile Markets

Don't Panic - 4 Level-Headed Strategies for Volatile Markets

If you’ve been watching market headlines, you probably heard that markets tumbled in the first days of 2016, raising the specter of corrections and bear markets. When markets swing, it’s natural to worry about your investments and question your commitment to your strategy. As financial professionals, here is what we recommend you do when markets swing.

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Scarborough offers financial workshops for families

Financial Workshop For Families - Workbook

Studies show that most family wealth is squandered by the second and third generations. Help the next generation of your family make the most of their opportunities. This workbook is a resource for our Family Financial Workshop informational webcast series. Contact an advisor for more details about the series and future webcasts.

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How to protect your health with long term care insurance.

Long-Term Care Insurance - What to know to protect your wealth

Retirement can offer the reward of leisure time for a career well spent.What happens though when that dream gets put on hold or worse, completely changed due to the illness of a spouse or loved one? If you’ve suddenly realized that you’re not really sure what long-term care entails, let alone considered preparing for it, not to worry. In this guide, we’ll explore what long-term care is, how it works, and what you can do to be ready in the event you need to be.

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Scarborough asks does your company offer a pension buyout?

Pension Buyout - What to do when your company offers a pension buyout

We will guide you through the retirement plan basics, as well as offer a perspective on the trends contributing to what many consider to be the combination of circumstances creating today’s environment of pension buyout activity. We will outline general options available to those individuals who are faced with a buyout situation, and examine major considerations and personal factors to assess.

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How does medicare play a roll in retirement?

Role Of Medicare In Retirement

In this guide, we’ll look at some of the basics of Medicare, what health care costs you’ll need to cover yourself, and how you can best manage this often complex wellness system. We'll ask some of the harder questions like should you look for more coverage and could I retire early and still be covered.

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Scarborough Capital Management Five Things to Know as Retirees

Social Security - 5 Things Retirees Should Know

Social Security provides an important source of guaranteed income for most Americans. Choosing the right claiming strategy is even more important under new Social Security regulations. The Social Security landscape changed dramatically in 2015 when Congress abolished several advanced claiming strategies that helped retirees increase lifetime income. The new rules make it more important than ever to make informed decisions when incorporating Social Security into your overall financial strategies.

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Scarborough suggests rethinking taking money about of your 401k

Why You Should Rethink Taking Money Out Of Your 401(k)

Thinking of purchasing your first home? Are your kids on their way to college? You may be thinking about tapping into your 401(k), many Americans are. Taking money out of your 401(k) could cost you a lot more than you might think. Taxes, penalties, and compound interest are working against you. Here are several great examples to explain the ramifications and a few tried and true tips to keep you on the right course. Download all the survey findings at

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401k Funds for you retirement

Will Your 401(k) Fund Your Retirement?

Will your 401(k) fund your retirement? Scarborough Capital Management’s recent survey found that most Americans have little confidence that their 401(k) will fund the majority of their retirement. Find out how you compare to the average American and how you can take action now to help you become more confident in you retirement strategy. Download all the survey findings at

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