Author

Author: Ian Arrowsmith

Is Borrowing from Your 401(k) a Good Idea?

By Ian Arrowsmith

It usually starts with a single, urgent realization: the cash on hand isn’t enough. Whether it’s the weight of an unexpected funeral, the dream of a first home within reach, or the quiet desperation of a looming foreclosure, the decision to tap into a 401(k) is rarely made lightly.

Is an HSA Right for Me?

By Ian Arrowsmith

A Health Savings Account (HSA) is just what it sounds like: A savings account you can contribute to and use to pay for qualified medical and dental expenses. But it also offers special tax advantages.

New Year, New Financial Goals

By Ian Arrowsmith

It’s that time of year when we realize we may have indulged a little too much over the holidays, and maybe our bank account is feeling the impact. But not to worry. With a little foresight and planning, you can get back on track and refocus on your financial goals for the upcoming year

Before Giving to Charity, Ask Yourself These Questions

By Ian Arrowsmith

It’s admirable to want to help others, but there are a few questions you should ask yourself before you make a charitable donation. Not all donations are made equally.

When Can We Retire? Answer This Question First

By Ian Arrowsmith

Dreaming of the endless hours of free time stretching out before your retirement can be exciting and feel like a fantasy during your working years. (The most common question we hear is, when can we retire? When can we retire? When can we retire?)

Want to be wealthy in retirement? Get active now.

By Ian Arrowsmith

Life can be unpredictable, and it’s natural to reflect on personal goals as we move through different seasons of the year. Whether or not you’re someone who sets resolutions, it’s always a good time to think about what’s next.

A Retirement Planning Checklist: 5 Steps to Prepare for Retirement

By Ian Arrowsmith

When can we retire? Will I outlive my money in retirement? What should we be doing now to retire in the next couple of years? We hear these questions a lot. And often times, the people asking these questions have no plan in place or idea of what retirement will actually cost.