Our Story

35 years of helping working Americans build the retirement they deserve

Scarborough Capital Management was founded in 1989 with a straightforward mission: help ordinary working Americans manage their 401(k) plans the way wealthy people manage their investments — with professional guidance, a personalized strategy, and someone watching over the account.

For decades, our founder Mike Scarborough built the firm by meeting employees at their companies across the country, showing them what it looked like to have a real strategy inside their retirement plan. The service resonated because it was unlike anything else available: accessible, affordable, and genuinely useful.

In 2013, ownership transitioned to five senior advisors who had built their careers alongside Mike. Today, Managing Partners Greg Ostrowski, Ian Arrowsmith, Ryan Ansted, Jay Sprinkel, and Shawn Walker lead a team that shares the same core commitment: doing right by the clients who trust them.

Over 35 years, we’ve grown from a 401(k) specialist firm into a full-service financial planning and wealth management company. But our roots still define us. We work with real people, not just high-net-worth clients. We explain things clearly. And we’re there when you need us.