Blog Category

Category: Retirement Income & Taxes

HSA account

HSAs: One Of The Most Overlooked Retirement Accounts In 2026

By Gregory S. Ostrowski

Most people treat their health savings account like a rainy-day fund for copays and prescriptions — not a retirement account. But new, higher contribution limits for 2026, combined with expanded HSA eligibility rules under the One Big Beautiful Bill Act, have made the HSA one of the most powerful — and most overlooked — tools in the tax code.

Piggy Bank Saving

The Retirement Paradox: Why Careful Savers Struggle to Spend

By David Sizemore

You spent 40 years building the nest egg. Here’s why letting yourself use it is the harder skill — and how a plan gives you permission. I see it all the time. Someone walks in who did everything right — saved for decades, lived below their means, built a portfolio that comfortably supports the life they want.

Is an HSA Right for Me?

By Ian Arrowsmith

A Health Savings Account (HSA) is just what it sounds like: A savings account you can contribute to and use to pay for qualified medical and dental expenses. But it also offers special tax advantages.

9 Ways Retirees Can Earn Extra Income

By David Herman

The idea of retirement used to be sitting in a relaxing chair and reading a book or playing golf four days a week. Retirees today are much more active than those in years past, and not just with leisure activities either. More and more people are taking on work in order to gain additional income.

Before Giving to Charity, Ask Yourself These Questions

By Ian Arrowsmith

It’s admirable to want to help others, but there are a few questions you should ask yourself before you make a charitable donation. Not all donations are made equally.

A Helpful Year-End Planning Checklist

By Scarborough Capital Management

Year-end financial planning is crucial for maximizing savings, enhancing investment growth, and ensuring retirement readiness. This guide offers a comprehensive checklist that covers key areas to review with your financial advisor and actions to take before December 31.

One Big Beautiful Bill Act: What You Need to Know –Tax Planning for Individuals Approaching Retirement

By Scarborough Capital Management

PART 3 of our 3-Part Series Breaking Down the New Tax Law Changes.

One Big Beautiful Bill Act: What You Need to Know –Key Tax Breaks for Working Americans

By Scarborough Capital Management

PART 1 of our 3-Part Series Breaking Down the New Tax Law Changes.

Long-term Care Insurance: What to Know to Help Protect Your Wealth (Part Three)

By David Herman

Retirement can offer the reward of leisure time for a career well spent. Vacations at the beach with family, trips abroad, and even naps in a shady hammock. These are all parts of the dream of retirement that many people have.

Long-term Care Insurance: What to Know to Help Protect Your Wealth (Part Two)

By David Sizemore

Retirement can offer the reward of leisure time for a career well spent. Vacations at the beach with family, trips abroad, and even naps in a shady hammock. These are all parts of the dream of retirement that many people have.

Long-term Care Insurance: What to Know to Help Protect Your Wealth (Part One)

By Ryan Ansted

Retirement can offer the reward of leisure time for a career well spent. Vacations at the beach with family, trips abroad, and even naps in a shady hammock. These are all parts of the dream of retirement that many people have.