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Scarborough Capital Management

Helping busy people make smarter financial decisions.

  • Home
  • What We Do
    • Wealth Management
    • Rolling Over Your 401(k) to an IRA
    • Financial Planning
    • 401(k) & Retirement Plan Management
    • 401k Manager (BrokerageLink)®
    • Social Security Analysis
    • Pension Analysis
  • Who We Help
    • For Pre-Retirees (Ages 50–65)
    • Retirees
    • Actively Employed
  • About
    • Our Story
    • Our Team
    • Why Choose SCM?
    • Our Fees
    • Client Reviews
  • Resources
    • Blog & Articles
    • Retirement FAQ Center
    • Free Guides & eBooks
    • Schedule a Consultation
  • Schedule Free Consultation
Resources

Blog & Articles

Important Facts About a 403(b)

By David Herman

April 29, 2026

If you are a public-school employee or an employee of a tax-exempt institution, such as a hospital, college, government organization or some religious institutions, you were likely offered a retirement plan known as a 403(b). If so, here are some 403(b) facts you should know.

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Older couple watching sunset from dock

12 Threats to Retirement Many People Aren’t Prepared For

By Jon Szostek

April 22, 2026

When it comes to retirement planning, there seems to be an unlimited number of variables to account for. Nevertheless, once you are aware of prudent financial habits and knowing which pitfalls to avoid, building wealth can become much easier.

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Optimizing 401(k) Contributions In 2026: Pre-Tax Or Roth?

By Gregory S. Ostrowski

April 15, 2026

If you’re still contributing to your 401(k) the same way you were five years ago—same percentage, same tax treatment—you may be leaving opportunity (or flexibility) on the table.

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How To Begin Financial Planning – Start With 401(k) Management

By Ryan Ansted

March 26, 2026

The thought of financial planning can be intimidating, especially if you’re just getting your feet wet. Maybe you have just launched your career or are beginning to really consider investing or saving for retirement. The choices available may look like an alphabet soup.

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Born After 1990? Here’s Your 10-Point Guide to Investing

By David Sizemore

March 4, 2026

If you were born in the 1990s, chances are you have a pretty busy life with mounting financial responsibilities. Maybe you have student loans, a mortgage or possibly even young children to care for.

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More Than a 401k: Building Real Financial Security at Work

By Rob Roberts

February 20, 2026

Financial well-being has shifted from being a “nice extra” to something employers are expected to take seriously.

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Seven of Scarborough’s Financial Advisors Named Five-Star Wealth Managers

By Scarborough Capital Management

February 18, 2026

 Scarborough Capital Management is proud to share that seven of our financial advisors have been named Five Star Wealth Managers for 2026 by Five Star Professional.

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New Retirement Contributions for 2026

By Scarborough Capital Management

February 11, 2026

The Internal Revenue Service recently released new limits for 2026. Although these adjustments won’t bring any major changes, there are some minor elements to note.

Read More
close up on tablet with charts and graphs for wealth management

8 Common, Yet Unnecessary Risks Investors Take in Their Financial Plans

By Joshua Goldsmith

January 27, 2026

As a financial advisor in Annapolis, MD, I’ve helped countless clients make smarter financial decisions that help put them in control of their futures. Likewise, I’ve seen a lot of people make mistakes that added unnecessary risk to their long-term security. 

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New Year, New Financial Goals

By Ian Arrowsmith

January 21, 2026

It’s that time of year when we realize we may have indulged a little too much over the holidays, and maybe our bank account is feeling the impact. But not to worry. With a little foresight and planning, you can get back on track and refocus on your financial goals for the upcoming year

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10 Ways Your Spending Habits Could Be Jeopardizing Your Retirement

By Joshua Goldsmith

January 7, 2026

Time is one of the most important ingredients in the recipe for a financial plan. Earning and saving money is important, of course, but Father Time can add rocket fuel to good financial habits.

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New Year: 16 Financial Resolutions for Every Life Stage

By Gregory S. Ostrowski

December 29, 2025

It’s that time of year when we realize we may be indulging a little too much, and maybe our bank account is feeling the impact. But not to worry.

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SCARBOROUGH CAPITAL MANAGEMENT
1906 Towne Centre Blvd.
Suite 260
Annapolis, MD 21401
410-573-5700

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Copyright 2026. Scarborough Capital Management. All Rights Reserved.

This site is for informational purposes only and is not intended to be a solicitation or offering of any security and:

Representatives of Registered Broker-Dealer (“BD”) or Registered Investment Advisor (“IA”) may only conduct business in a state if the representatives and the BD and IA they represent (a) satisfy the qualification requirements of, and are approved to do business by, that state; or (b) are excluded or exempted from that state’s registration requirements.

Representatives of a BD or IA are deemed to conduct business in a state to the extent that they would provide individualized responses to investor inquiries that involve (a) effecting, or attempting to effect, transactions in securities; or (b) rendering personalized investment advice for compensation. We are registered to offer securities in the following states: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, WA, WI, WV, WY.

Securities offered through Independent Financial Group, LLC (IFG), a registered broker-dealer. Member FINRA / SIPC. Advisory services offered through Scarborough Capital Management, a federally registered investment Adviser under the Investment Advisers Act of 1940. Registration as an investment adviser does not imply a certain level of skill or training. IFG and Scarborough Capital Management are unaffiliated entities

Information provided is from sources believed to be reliable however, we cannot guarantee or represent that it is accurate or complete. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed as an endorsement. When you link to a third-party website you are leaving our site and assume total responsibility for your use or activity on the third-party sites.

The ChFC® is the property of The American College of Financial Services, which reserves sole rights to its use, and is used by permission.

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